-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, E9jtD3E2LlUNnLDaZyc/IDT5mucTEuGX7bnxXUP/DI7CGSLoHLZfMQOjQEr6IYhs 9+PxV8SvJvOKQyz9r7nlIA== 0000950159-05-000167.txt : 20050214 0000950159-05-000167.hdr.sgml : 20050214 20050214171945 ACCESSION NUMBER: 0000950159-05-000167 CONFORMED SUBMISSION TYPE: SC 13G PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20050214 DATE AS OF CHANGE: 20050214 GROUP MEMBERS: ERIC JACOBS GROUP MEMBERS: MILLER & JACOBS CAPITAL, L.L.C. FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: MILLER JEFFREY A CENTRAL INDEX KEY: 0001032442 FILING VALUES: FORM TYPE: SC 13G BUSINESS ADDRESS: BUSINESS PHONE: 3407731300 MAIL ADDRESS: STREET 1: P O BOX 26039 STREET 2: GALLOWS BAY STATION CITY: CHRISTIANSTED STATE: VI ZIP: 00824 SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: Epic Bancorp CENTRAL INDEX KEY: 0001099980 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 680175592 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13G SEC ACT: 1934 Act SEC FILE NUMBER: 005-79995 FILM NUMBER: 05612538 BUSINESS ADDRESS: STREET 1: 851 IRWIN ST CITY: SAN RAFAEL STATE: CA ZIP: 94901 BUSINESS PHONE: 415 454-1212 MAIL ADDRESS: STREET 1: 851 IRWIN ST CITY: SAN RAFAEL STATE: CA ZIP: 94901 FORMER COMPANY: FORMER CONFORMED NAME: SAN RAFAEL BANCORP DATE OF NAME CHANGE: 19991129 SC 13G 1 epicbancorp.txt SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 ------------------------- SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO 13d-2(b) (Amendment No. )1 Epic Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) 294250105 ----------------------------------------------- ---------- (CUSIP NUMBER) December 31, 2004 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed: / / Rule 13d-1(b) /X/ Rule 13d-1(c) / / Rule 13d-1(d) - ------------------------ 1 The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter disclosures provided in a prior cover page. The information required on the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).
- ----------------------------------------------------------------------------------------------------------------- NAME OF REPORTING PERSONS: Jeffrey A. Miller I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) - ----------------------------------------------------------------------------------------------------------------- CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) 0 (b) |X| - ----------------------------------------------------------------------------------------------------------------- SEC USE ONLY - ----------------------------------------------------------------------------------------------------------------- CITIZENSHIP OR PLACE OF ORGANIZATION United States of America - ----------------------------------------------------------------------------------------------------------------- NUMBER OF SOLE VOTING POWER 0 SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH - ----------------------------------------------------------------------------------------------------------------- SHARED VOTING POWER 207,377 - ----------------------------------------------------------------------------------------------------------------- SOLE DISPOSITIVE POWER 0 - ----------------------------------------------------------------------------------------------------------------- SHARED DISPOSITIVE POWER 207,377 - ----------------------------------------------------------------------------------------------------------------- AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 207,377 - ----------------------------------------------------------------------------------------------------------------- CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES* - ----------------------------------------------------------------------------------------------------------------- PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 5.7% - ----------------------------------------------------------------------------------------------------------------- TYPE OF REPORTING PERSON* IN - ----------------------------------------------------------------------------------------------------------------- *SEE INSTRUCTION BEFORE FILLING OUT!
-2-
- ----------------------------------------------------------------------------------------------------------------- NAME OF REPORTING PERSONS: Eric D. Jacobs I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) - ----------------------------------------------------------------------------------------------------------------- CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) 0 (b) |X| - ----------------------------------------------------------------------------------------------------------------- SEC USE ONLY - ----------------------------------------------------------------------------------------------------------------- CITIZENSHIP OR PLACE OF ORGANIZATION United States of America - ----------------------------------------------------------------------------------------------------------------- NUMBER OF SOLE VOTING POWER 0 SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH - ----------------------------------------------------------------------------------------------------------------- SHARED VOTING POWER 207,377 - ----------------------------------------------------------------------------------------------------------------- SOLE DISPOSITIVE POWER 0 - ----------------------------------------------------------------------------------------------------------------- SHARED DISPOSITIVE POWER 207,377 - ----------------------------------------------------------------------------------------------------------------- AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 207,377 - ----------------------------------------------------------------------------------------------------------------- CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES* - ----------------------------------------------------------------------------------------------------------------- PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 5.7% - ----------------------------------------------------------------------------------------------------------------- TYPE OF REPORTING PERSON* IN - ----------------------------------------------------------------------------------------------------------------- *SEE INSTRUCTION BEFORE FILLING OUT!
-3-
- ----------------------------------------------------------------------------------------------------------------- NAME OF REPORTING PERSONS: Miller & Jacobs Capital, L.L.C. I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) 13-3920489 - ----------------------------------------------------------------------------------------------------------------- CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) 0 (b) |X| - ----------------------------------------------------------------------------------------------------------------- SEC USE ONLY - ----------------------------------------------------------------------------------------------------------------- CITIZENSHIP OR PLACE OF ORGANIZATION U.S. Virgin Islands - ----------------------------------------------------------------------------------------------------------------- NUMBER OF SOLE VOTING POWER 0 SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH - ----------------------------------------------------------------------------------------------------------------- SHARED VOTING POWER 207,377 - ----------------------------------------------------------------------------------------------------------------- SOLE DISPOSITIVE POWER 0 - ----------------------------------------------------------------------------------------------------------------- SHARED DISPOSITIVE POWER 207,377 - ----------------------------------------------------------------------------------------------------------------- AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 207,377 - ----------------------------------------------------------------------------------------------------------------- CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES* - ----------------------------------------------------------------------------------------------------------------- PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 5.7% - ----------------------------------------------------------------------------------------------------------------- TYPE OF REPORTING PERSON* CO - ----------------------------------------------------------------------------------------------------------------- *SEE INSTRUCTION BEFORE FILLING OUT
-4- Item 1(a). Name of Issuer: Epic Bancorp Item 1(b). Address of Issuer's Principal Executive Offices: 851 Irwin Street San Rafael, CA 94901 Item 2(a). Name of Persons Filing: Jeffrey A. Miller Eric D. Jacobs Miller & Jacobs Capital, L.L.C. (collectively, the "Reporting Persons") Item 2(b). Address of Principal Business Office or, if None, Residence: The principal business address of the Reporting Persons is: P.O. Box 26039 Gallows Bay Station Christiansted, St. Croix, USVI 00824 Item 2(c). Citizenship: Jeffrey A. Miller: United States of America Eric D. Jacobs: United States of America Miller & Jacobs Capital, L.L.C. is organized in the U.S. Virgin Islands Item 2(d). Title of Class of Securities: Common Stock Item 2(e). CUSIP Number: 294250105 -5- Item 3. If this statement is filed pursuant to Rule 13d-1(b), or 13d-2(b) or (c), check whether the person filing is a: Not Applicable (a) [ ] Broker or dealer registered under Section 15 of the Exchange Act; (b) [ ] Bank as defined in Section 3(a)(6) of the Exchange Act; (c) [ ] Insurance Company as defined in Section 3(a)(19) of the Exchange Act; (d) [ ] Investment Company registered under Section 8 of the Investment Company Exchange Act; (e) [ ] Investment Adviser in accordance with Rule 13d-1(b)(1)(ii)(E); (f) [ ] Employee Benefit Plan or Endowment Fund in accordance with Rule 13d-1(b)(1)(ii)(F); (g) [ ] Parent Holding Company or Control Person in accordance with Rule 13d-1(b)(1)(ii)(G); (h) [ ] Saving Association as defined in Section 3(b) of The Federal Deposit Insurance Act; (i) [ ] Church Plan that is excluded from the definition of an Investment Company under Section 3(c)(14) of the Investment Company Act; (j) [ ] Group, in accordance with Rule 13d-1(b)(1)(ii)(J).
Item 4. Ownership. A. Jeffrey A. Miller (a) Amount beneficially owned: 207,377 (b) Percent of Class: 5.7% (c) Number of shares as to which such person has: (i) Sole power to vote or direct the vote: 0 (ii) Shared power to vote or to direct the vote: 207,377 (iii)Sole power to dispose or direct the disposition of: 0 (iv) Shared power to dispose or to direct the disposition of: 207,377 B. Eric D. Jacobs (a) Amount beneficially owned: 207,377 (b) Percent of Class: 5.7% -6- (c) Number of shares as to which such person has: (i) Sole power to vote or direct the vote: 0 (ii) Shared power to vote or to direct the vote: 207,377 (iii)Sole power to dispose or direct the disposition of: 0 (iv) Shared power to dispose or to direct the disposition of: 207,377 C. Miller & Jacobs Capital, L.L.C. (a) Amount beneficially owned: 207,377 (b) Percent of Class: 5.7% (c) Number of shares as to which such person has: (i) Sole power to vote or direct the vote: 0 (ii) Shared power to vote or to direct the vote: 207,377 (iii)Sole power to dispose or direct the disposition of: 0 (iv) Shared power to dispose or to direct the disposition of: 207,377
As calculated in accordance with Rule 13d-3 of the Securities Exchange Act of 1934, as amended, Jeffrey A. Miller, Eric D. Jacobs, and Miller & Jacobs Capital, L.L.C. beneficially own 207,377 shares of the Issuer's Common Stock ("Common Stock"), representing 5.7% of the Common Stock. Mr. Miller and Mr. Jacobs do not directly own any shares of Common Stock, but they do indirectly own 207,377 shares of Common Stock in their capacity as the sole managers and members of Miller & Jacobs Capital, L.L.C., a Virgin Islands limited liability company ("MJC"), which in turn (a) serves as the general partner for Acadia Fund I, L.P., a Delaware limited partnership ("Acadia LP"), (b) serves as a sub-advisor with discretionary investment advisory authority for Acadia Life International, a Bermuda corporation ("Life"), (c) serves as a sub-advisor with discretionary investment advisory authority for Avant Garde Investment, Ltd., a British Virgin Islands corporation ("Avant Garde"), and (d) serves as investment manager for Cerulean Partners, Ltd., an exempt company incorporated in the Cayman Islands ("Cerulean"). Item 5. Ownership of Five Percent or Less of a Class. If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than five percent of the class of securities, check the following: [ ] Item 6. Ownership of More than Five Percent on Behalf of Another Person. Each of Acadia LP, Cerulean, Life and Avant Garde have the right to receive dividends and the proceeds from the sale of the shares of Common Stock held by such person. -7- Item 7. Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company. Not Applicable Item 8. Identification and Classification of Members of the Group. Not Applicable Item 9. Notice of Dissolution of Group. Not Applicable Item 10. Certification. By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect. -8- SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. Dated: February 14, 2005 /s/ Jeffrey A. Miller ------------------------------------ Jeffrey A. Miller /s/ Eric D. Jacobs ------------------------------------ Eric D. Jacobs MILLER & JACOBS CAPITAL, L.L.C. By: /s/ Eric D. Jacobs ------------------------------- Name: Eric D. Jacobs Title: Managing Member EXHIBIT INDEX Exhibits - -------- 1. Joint Filing Agreement, dated February 14, 2005, amongst Jeffrey A. Miller, Eric D. Jacobs, and Miller & Jacobs Capital, L.L.C. -9- EXHIBIT 1 --------- JOINT FILING AGREEMENT The undersigned hereby agree that this Statement on Schedule 13G with respect to the beneficial ownership of shares of Common Stock of Epic Bancorp, is filed jointly, on behalf of each of them. Dated: February 14, 2005 /s/ Jeffrey A. Miller ----------------------------------- Jeffrey A. Miller /s/ Eric D. Jacobs ----------------------------------- Eric D. Jacobs MILLER & JACOBS CAPITAL, L.L.C. By: /s/ Eric D. Jacobs ------------------------------ Name: Eric D. Jacobs Title: Managing Member -10- -----END PRIVACY-ENHANCED MESSAGE-----